What Financial Assistance is Available for People with Dementia?

In addition to these financial support options, individuals living with dementia may also be eligible for financial support in the form of a council tax discount. The most common is a single person’s discount, where a person living alone can claim a 25% reduction to the council tax. However, someone living with dementia may also be eligible for a council tax disregard or exemption.

Disregards may apply to individuals exempt from paying council tax, such as those with severe mental impairment, which can include dementia. You will need certification from a medical practitioner, and eligibility for specific disability benefits like Attendance Allowance or Personal Independence Payment, to qualify.

Exemptions will exclude the entire property from council tax when all occupants meet the severe mental impairment criteria, dementia included (as certified by a medical practitioner). Living with a carer doesn’t automatically grant a discount or disregard, but some carers can be disregarded if they meet certain criteria, such as providing at least 35 hours of care per week and not being the partner or parent of the person cared for. These carers are treated as disregards, resulting in a reduced council tax bill.

Caring for a loved one with dementia can be emotionally and financially challenging, but it’s essential to remember that support is available. By understanding the financial assistance options outlined above and exploring additional resources from government and charitable organisations, families can access the help they need to navigate this journey with greater ease.