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Family run residential & dementia care homes for older people in & around the home counties
For general enquiries call 0333 234 1975

Paying for care

Paying for care can be a worry for people moving into a care home and their families.  We would advise that if you have concerns that you contact AgeUK and download their factsheet about funding. 

It can be a minefield when trying to seek power of attorney or court of protection so we would advise you to speak to a local wills and probate lawyer. A list can be found on the Law Society Website.

You might also find it useful to talk about the insurance policies available on the market with a care fees planning organisation like Eldercare Group or Symponia.

You may have heard that there has been a change to funding brought about by The Care Act 2014. You can download a Paying for Care Handbook here which provides useful and impartial advice about the changes and what to expect. 

Cost of care

You should take professional advice with regard to funding long term residential care as it can be complicated and depends on individual circumstances. The following organisations will be able to give you specialist independent advice:

Your local Council’s Social Services department or telephone: 0800 3196789 or telephone 0800 169 6565

Here are a few useful guidelines:

Personal/residential care has to be paid for by the individual if they have more than £23,250 in capital. If the level of savings and assets are below this, the local authority may pay for some or all of the full costs of accommodation and personal care. 

Always check with your local Council’s social services about the support they can give.

Check what benefits are available, for instance Attendance Allowance can normally be paid to private funders of residential care.

Care home fees

Care home fees are normally quoted on a weekly basis unless short term or respite care is required. B&M Care fees are inclusive of dining and laundry services. There are not additional hidden care costs at B&M Care Homes.

Care home contracts

Every care home must provide a written contract along with a written statement of their terms and conditions and cover the following areas:

  • The fee and what it covers
  • What services are charged for
  • The amount of deposit required
  • The amount of notice required before leaving
  • Any charges made after the resident’s death

Most care homes will expect confirmation that fees can be met before admission to the home is allowed. Most care home operators will require confirmation of the ability to pay privately for a period of time, usually three to four years.

B&M Care clients can be assured that our systems are security compliant.